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What Is BMW Select Financing?

BMW Select Financing is a financing option available to San Francisco and San Jose drivers looking to get behind the wheel of a new BMW coupe, sedan, or SAV. This unique program combines the benefits of traditional financing and leasing a vehicle, making it possible for any driver on any budget to find a new BMW in a way that works for them. Learn more about the benefits of the BMW Select Program with the team at East Bay BMW below, and get in touch with our finance center if you have any questions!

What Are the Advantages of the BMW Select Program?

How does BMW Select work for Dublin BMW drivers? The program is described by BMW as “a retail installment sales contract with a balloon payment.” Learn more below to better determine if Select balloon financing may be a good option for you!

  • You’re purchasing the vehicle, but part of the purchase balance is added to the end of the contract as a final balloon payment amount.
  • This works to reduce monthly payments during the set terms of your contract, opening you up to the short-term cost benefits of a lease, with the security that comes with total ownership.
  • When the contract ends, you’ll enjoy flexible end of term options. You can either A) refinance the final payment or B) choose to pay it off in full.
  • What will your final balloon payment amount be? This is dependent on numerous factors, such as the estimated future market value of a financed car, your creditworthiness, and the terms of the contract.
  • BMW Select is available here in California, but it is not available in the following states: IL, NC, ND, NH, NV, PA, TX and WV

Financing for BMW i Vehicles

Here at East Bay BMW, we work with a lot of Bay Area commuters who are interested in upgrading their efficiency with an electric BMW i Vehicle. What financing options are available for these models? You can contact us to set up an appointment with our finance center to explore your options in detail, but here’s an overview of what’s available:

  • Customized BMW i financing options
  • Low competitive rates and zero down payment
  • Federal EV Income Tax Credit up to $7,500
  • Financing options available for your home charging station

Learn More About BMW Financing at East Bay BMW

Have lingering questions about the BMW Select program? Give us a call at 844-361-5467 today! Our BMW specialists are always available and happy to assist. Once you’ve found a new BMW model you love, you can apply for financing online to get started before you visit us in Pleasanton.

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