Should I Buy or Lease?

Here at East Bay BMW, we’re proud to boast a comprehensive inventory of new BMW sedans, coupes, and SUVs. No matter what stage of life you’re in, our team of BMW experts can match you with the luxury vehicle that best fits your needs. But once you’ve narrowed down your dream BMW vehicle, there’s one common question that our customers from San Francisco to San Jose want to know: Should I buy or lease?

Leasing comes with lower monthly payments, but when you finance a car you’re working toward full ownership. We’ll compare the benefits of each option below to help you determine whether to opt for a lease vs. buying your new vehicle.

Advantages of Buying a Vehicle

  • Total Ownership: When you finance a vehicle with a loan, you’re working toward total ownership with each monthly payment you make. With ownership comes certain freedoms, like customization options, that aren’t available when you lease.
  • No Mileage Restrictions: If you have a lengthy daily commute to and from Dublin, buying may be the best option because it comes with no mileage restrictions to adhere to.
  • Customization Options: Are there cosmetic or mechanical modifications you’d like to make to your new vehicle? You’ll have complete freedom to create a car that’s uniquely you when you choose to buy. Keep in mind, however, that customizing a car while it’s still under warranty could void the warranty before its expiration.
  • Ability to Sell: When you’ve bought a vehicle, you can choose to sell it at any point in time without worrying about early termination fees.
  • Straightforward Financing: This certainly isn’t to say that leasing a car is a headache when compared to financing, but there are generally fewer upfront costs you need to pay when you buy a car. Additionally, if you’re working on raising a not-so-hot credit score, you might find financing to be more forgiving of this. Not to mention, on-time auto loan payments can actually help bring your score up!
  • Equity: While it’s true that all cars, no matter the make or model, depreciate in value over time, financing a car means you will at least have some equity in it if you ever want to sell it.

Advantages of Leasing a Vehicle

  • Lower Monthly Payments:Leasing a vehicle can get you a significantly lower monthly payment amount, especially if you opt for a certified pre-owned BMW lease.
  • Drive a New Car More Often: Some Pleasanton drivers always opt for a lease vs. buying their vehicles simply because they love driving a new vehicle with all the latest features every few years. After all, there’s nothing like that new car feeling!
  • Stress-Free Service: When you lease a vehicle it’s under warranty for the duration of your time driving it, so long as you don’t exceed the agreed-upon mileage limit. Service and maintenance are covered, so you can stress less when it’s time for regular maintenance.
  • Simple Lease-End Process: Leasing means you can avoid haggling with a private buyer when you’re done with the vehicle. When the lease agreement is over, all you need to do is head back to the dealership, settle any remaining fees, and choose your next vehicle. Even if your leased vehicle is not originally from East Bay BMW, you can still return it here and take the next steps with us!
  • Lease Buyout Options: If you’ve fallen in love with your leased vehicle and don’t want to turn it in at the end of the lease term, you could enter a lease buyout for an agreed-upon price with the dealership. In this process, the lease payments you’ve already made will be taken into account for your buyout offer.

Lease or Finance a New BMW at East Bay BMW!

Whether you’ve decided to lease or buy your vehicle, you can move forward with confidence knowing you’re securing a competitive price at East Bay BMW. We offer rotating lease and finance offers on all your favorite BMW models to help you save. Still have questions about which car-buying solution is right for you? A friendly member of our finance center will be glad to help guide you toward a decision; contact us to start a conversation today!

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