0.9% APR on select Certified Pre-Owned BMW's at East Bay BMW

UBER-INSPECTED, 0.9% APR AND CERTIFIED. WHAT ARE WE THINKING?

We think our Certified Pre-Owned vehicles are pretty remarkable so take advantage of our 0.9% financing*. Remember, before these exceptional offers, before the rigorous certification, and before the exceptional value, first, it's a BMW--from East Bay BMW in Pleasanton.

*These offers are valid only for qualified customers who finance a Certified Pre-Owned BMW through BMW Financial Services. To qualify, you must enter into a retail installment sale contract between February 2, 2010 and March 31, 2010 at East Bay BMW. Financing starting at 0.9% APR is available on Certified Pre-Owned 2007 model year 3, 5, 6, 7, X3, X5 or Z4, and on 2008 model year 3 and 5 series (M models excluded). Financing starting at 3.9% APR is available on Certified Pre-Owned 2007 M models.

Is Your BMW Lease Ending Soon? Let East Bay BMW Help.

With your lease ending soon, East Bay BMW is available to assist you through every aspect of the lease-end process. One of our professional Lease End Advisors can provide you with straightforward information to help you make a lease end decision that meets your needs.

Q: Do I have to return my BMW to the dealer that I originally leased from?
A: No, you can return your lease to East Bay BMW

Q: How do I know what to expect at the end of my lease?
A: By scheduling an appointment with one of our Lease End Advisors you will be informed of your lease end options.

Q: Should I have a pre-inspection completed prior to my lease maturing?
A: Yes, a pre-inspection will provide you with an itemized list of excess wear and use charges. This information will help you determine whether repairs are necessary and whether or not you wish to complete them before the end of the lease.

Q: How much will it cost me if I am over my original contracted miles?
A: .20 cents per excess mile on all BMW models except BMW 7 series which is .25cents/mile

Q: What do I need to bring when I return my BMW?
A: Both sets of keys, books (navigation disk and cargo cover if BMW came equipped)

Q: What will I be charged for?
A: An itemized list will be provided to you during your pre-inspection or final inspection.

Q: Is it possible to get a new BMW and terminate my current lease early?
A: Yes, often times there are programs available. A Lease End Advisor can provide you with the program details

Q: Can I certify my current BMW and purchase it?
A: Yes, if your BMW qualifies for the BMW Certified Pre-Owned process then East Bay BMW can certify your BMW and process the paperwork to purchase it.

Q: Are there benefits to returning my current BMW and leasing a new BMW?
A: Yes, there are owner loyalty programs available. A Lease End Advisor can provide you with the program details.

For more information on the lease end process, call 888-686-4580 to schedule an appointment with our Lease End Advisors.

0.9% APR and BMW will make your First Two Payments

0.9% APR* and BMW will make your first two months' payments


on select 2009 BMW 5 Series, 6 Series, M5 and M6 models

*Available on approved credit through BMW Financial Services for qualified clients. APR offer as low as 0.9%, up to 60 months, for select 2009 models through 5/31/09, $17.05 per $1,000. 2 Month Program offer valid from April 1, 2009 until May 31, 2009. Limited to retail installment sale contracts where payments are due starting in March 2009. See East Bay BMW for eligible contract terms. Reimbursement for the first two payments shall not exceed $ 750.00 per month. First two payments due will be paid by BMW Financial Services NA, LLC on select new 5 Series, 6 Series, M5 Sedan, M6 models and X5 models.

0.9% APR at East Bay BMW in Pleasanton

0.9% APR* Financing.
Spring fever, cured at East Bay BMW

0.9% APR* Financing available on select 2006 Certified Pre-Owned BMW's. Click here to take a peek at our entire Spring Line-Up from East Bay BMW in Pleasanton.

*Offer expires April 30, 2009. Qualified customers only. Subject to credit approval. Program available through BMW Financial Services NA, LLC. Financing starting at 0.9% APR is available on Certified Pre-Owned 2006 model year 3, 5, X3, X5, and 7 Series models (M3, M5, X5 4.6 and 4.8is excluded). Financing starting at 3.9% is available on Certified Pre-Owned 2007 model year 3, X3 and X5 Series models (M3, X5 4.6 and 4.8is excluded). Only certain contract lengths are eligible. Contact East Bay BMW for participation details and vehicle availability. Protection Plan, backed by BMW, provides coverage for 2 years or 50,000 miles (whichever comes first) from the date of the expiration of the 4-year/50,000-mile BMW New Vehicle Limited Warranty.

J.D. Power Reports High Satisfaction with BMW Financial Services NA, LLC

High levels of dealer satisfaction means more lender business J.D. Power report Automotive finance providers that achieve high levels of satisfaction among dealers generally receive a larger share of business from those dealerships, according to the J.D. Power and Associates 2008 Dealer Financing Satisfaction Study released today. Meanwhile, BMW Financial Services ranks highest in all four segments examined in the study.

The study investigates automotive dealer satisfaction with finance providers in four segments: prime retail credit; retail leasing; subprime retail credit; and floor planning. It examines five key factors that contribute to satisfaction within the prime retail credit, retail leasing and subprime retail credit segments: provider offering; credit personnel; application/approval process; termination policy/service; and sales representative relationship. Four factors are measured in the floor planning segment: provider offering; floor plan support personnel; inventory process; and process/service.

The study finds that as dealers become more satisfied with a lender, they allocate a larger volume of their business to that lender. Some aspects of financing service that are particularly important to maximizing dealer satisfaction are the ability to interact with a single credit buyer, short application approval times and expedient funding. Within the prime retail credit segment, dealers who are "delighted" with their lender provide the lender with 53 percent of the loan originations generated at the dealership, on average, while dealers who report being merely "satisfied" provide lenders with 40 percent. In contrast, however, dealers who are "dissatisfied" with their lender give their lender only 26 percent of their business, on average

"Dealer satisfaction with automotive lenders clearly impacts the volume of retail business a lender receives," said Rich Howse, senior director of the automotive finance practice at J.D. Power and Associates. "With more than 20,000 dealerships in the U.S., the potential revenue linked to increasing satisfaction can translate to billions of dollars. For instance, in the prime retail credit segment, the difference between just one dealer who indicates they are 'delighted' and one who indicates they are 'dissatisfied' can mean an average of more than $3 million in additional loan originations in one year."

The study also finds that developing the dealer-lender relationship becomes particularly important given the current economic struggles and market turmoil. Within the floor planning segment, 44 percent of dealers report that the relationship with a lender is their primary reason for selecting a provider. Similarly, the dealer-lender relationship is cited most often as the primary reason for choosing a finance provider in the subprime retail credit segment.

"In today's tough times, automotive lending priorities may be focused on the issues of liquidity and risk rather than dealer satisfaction, but lenders cannot afford to miss the growth opportunity tied to dealer satisfaction," said Howse. "Dealers recognize those lenders that make the effort to partner with them for the long haul, so building and maintaining strong relationships with dealers will be the foundation of future revenue growth as the industry rebounds."

BMW Financial Services ranks highest in all four segments examined in the study: prime retail credit; retail leasing; subprime retail credit; and floor planning. The 2008 Dealer Financing Satisfaction Study is based on responses from 4,770 dealer principals who were surveyed March through July 2008.

PRIME RETAIL CREDIT Lender Index Score (Based on a 1,000-point scale)
BMW Financial Services 946
Alphera Financial Services 940
Volkswagen Credit 938
Mercedes-Benz Financial 928
Audi Financial Services 921
GMAC 909
Toyota Financial Services 881
Honda Financial Services 878
Chrysler Financial 862
Compass Bank 858
Regions 855
First Citizens Bank 846
M&I Bank 843
Branch Banking and Trust 842
SunTrust Bank 836
Prime Retail Credit Segment Average 835
Ford Credit 831
Wachovia Dealer Services 831
Bank of America 825
TD Banknorth 818
Chase Auto Finance 812
Huntington National Bank 802
US Bank 792
Citizens Bank 791Citizens
Charter One Auto Finance 791
Harris Bank 787
Fifth Third Bank 781
Nissan Motor Acceptance 781
Capital One Auto Finance 776
Wells Fargo Auto Finance 761
Hyundai Motor Finance Co. 700

RETAIL LEASING Lender Index Score (Based on a 1,000-point scale)
BMW Financial Services 942
Volkswagen Credit 934
Mercedes-Benz Financial 924
Audi Financial Services 921
Toyota Financial Services 900
GMAC 895
Honda Financial Services 868
Retail Leasing Segment Average 853
Chrysler Financial 851
Ford Credit 821
Chase Auto Finance 788
Nissan Motor Acceptance 772
Bank of America 762
US Bank 743
Wells Fargo Auto Finance 742
Fifth Third Bank 734
Hyundai Motor Finance Co. 688

SUBPRIME RETAIL CREDIT Lender Index Score (Based on a 1,000-point scale)
BMW Financial Services 966
Volkwagen Credit 943
GMAC 922
Toyota Financial Services 869
Ford Credit 855
Chrysler Financial 845
Wachovia Dealer Services 798
Subprime Retail Credit Segment 793
AverageNuvell Credit 782
Chase Auto Finance 771
National Auto Finance Co. 762
Wells Fargo Auto Finance 750
HSBC Auto Finance 748
CitiFinancial Auto 744
Fifth Third Bank 721
AmeriCredit/Bay View 705
Capital One Auto Finance 704
Regional Acceptance Corp. 671
Drive Financial 583

FLOOR PLANNING Lender Index Score (Based on a 1,000-point scale)
BMW Financial Services 963
Volkswagen Credit 960
Audi Financial Services 940
Mercedes-Benz Financial 938
GMAC 913
Toyota Financial Services 902
Floor Planning Segment Average 892
Chrysler Financial 868
Nissan Motor Acceptance 856
Ford Credit 854